Optimize Your Card Economics with Actionable Insights on Network Invoices and Interchange.
Staying current is a time-consumingand laborious process, and failure todo so can incur significant hits toprofitability.
Payment card networks continuously update their pricing and compliance requirements.
We focus on 2 critical P&L drivers - Interchange and Network Fees - to help you Reduce Overall Fees (driving your competitiveness) and Maximize Profitability (through optimized pricing and cost allocation).
Network Fee Tracking
Analyze and monitor network invoices, supported with specialist knowledge.
Saving our issuer clients millions in network fees, every year.
Interchange Tracking
Generate detailed visibility into customer spend and interchange revenue.
Protect current revenues, capture growth, and accurately forecast.
Services
Additionally, we offer bespoke card profitability engagements leveraging our expert practitioners, through our consulting organization, CRG.
We typically save our clients 5-10% of interchange fees, 10-20% of network fees, and increase cost recovery by up to 50%
Our experts have supported many of the world's leading payments organizations
“Before CardTraq, network fees were a black box. Now, we have a clear monthly view of every charge and can challenge unexpected items with confidence. We’ve already saved seven figures and strengthened our merchant pricing.”
COO, Mid-Sized Acquirer
“CardTraq helped us uncover hidden fees and gave us the transparency we needed to streamline our cost structure.It’s rare to find a tool this powerful that’s also this easy fora bank to use.”
Head of Product & Ops, Digital-First Issuer
“CardTraq turned fee optimization from a manual slog into a strategic advantage. We now track trends across multiple regions and products, spot anomalies early, and make more informed decisions.”
CFO, Global Issuer